Arbitration

• Except where prohibited by law, the parties must resolve any dispute arising out of or relating to the Program or these Terms and Conditions individually and exclusively by final and binding arbitration administered by the American Arbitration Association (“AAA”) and conducted before a single arbitrator under AAA’s applicable arbitration rules.

• The arbitration must be held at a location in the state in which the Entrant’s principal place of business is located.

• There shall be no authority for any claims to be arbitrated (for otherwise disputed) on a class or representative basis; arbitration can decide only Sponsors' or Entrant’s individual claims and the arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated.

• Entrant, Officer, and Sponsors each specifically waives any right to a jury trial related to the resolution of any dispute arising out of or relating to the Program or these Terms and Conditions.

• Notwithstanding anything to the contrary in these Terms and Conditions, if the amount in dispute arising out of or relating to the Program or these Terms and Conditions is less than the jurisdictional maximum of a small claims court applicable in the state in the Entrant’s principal place of business is located, an Entrant may bring an action in the small claims court for the dispute, which will be in lieu of arbitration or an action in any other court.